Credit Card Miles for Travel: A word of caution

You all know I sing the praises of using credit cards to explore the world {see here for living proof!}. However, the other day, a reader sent me a message asking me if Kevin and I just rack up credit card debt in order to get miles. The alarm bells started tolling, and I knew I needed to address this issue.

Our stance on credit card debt is a NO TOLERANCE rule! We never ever spend what we don't have in the bank. Debt is one of the worst things you could possibly get yourself into {for many reasons!}, and we have been lucky enough to avoid debt at all costs!

Kevin and I have 3 different miles credit cards. However, we have paid off every single credit card statement we've ever received. This is key. If you are in debt now and are tempted to get another credit card, don't. Pay off the debt you have, and then think about ways you can keep yourself from falling into debt in the future. Our policy is "if we don't have it, we can't spend it". Kevin keeps a tight watch on our bank accounts so that at all times, we know what our capabilities are.

Traveling is wonderful, but not at the expense of debt.

If you are interested in what credit cards we have,
how we pay for each credit card,
and where we've flown using each credit card,
see my post here!

Happy Wednesday friends:)
love Katie

ps- a month till we fly to Turkey {using our Chase Sapphire Preferred Card!}